Opt out of mail credit card offers9/7/2023 ![]() While some of these notices are understandable by mere mortals, others seem to require dual accounting and law degrees to comprehend. The problem is that their guides to opting out are often contained in their privacy notices - in small print. * Banks: Your bank could be selling information about your account balances, loans and even shopping habits.īut by law, financial institutions have to offer an opt-out if they are making this data available to non-affiliated businesses. * Deceased Do Not Contact: Also a service from the Direct Marketing Assn., this opt-out will help keep life insurance and other offers from coming to the households of those who have died.Īgain, it directly applies only to association members, but the group offers the list to other marketers who want to honor it. ![]() And it will do nothing to curb mail from non-members. It doesn’t have the force of law, but the trade association says its members are required to honor it.įor $1 paid by credit card or check (the association says this is for verification purposes), the group will put you on its Mail Preference Service that is supposed to cut back considerably on unsolicited mail.īut keep in mind that you could be blocking some catalogs or offers that you might actually like. However, the group provides an opt-out for those who want to get off mailing lists. The association is a 3,600-member group of business and nonprofit organizations that use direct marketing techniques - such as sending you offers you didn’t ask for. could be looked upon as the enemy by people who hate unsolicited catalogs and other sales pitches that come in the mail. * Catalogs and coupons: The Direct Marketing Assn. Even if you have a just-OK credit score, you probably get several mailings a week saying that you have been “pre-approved” or “pre-qualified” for various credit cards or insurance policies.īut under the federal Fair Credit Reporting Act, you can prevent credit reporting agencies from including your name on their “firm offer” lists that card companies and insurers use for these kind of offerings.Įven if you opt out, however, you could still get offers not based on those lists. * Credit card and insurance offers: Lucky you. This registry, which forbids cold calls from telemarketers (but not from political campaigns and some other entities), is good for just five years and then needs to be renewed. But you can’t let down your guard forever. So, there’s a good chance your number is already on it. * Do Not Call Registry: More than 130 million telephone numbers have been put on this list since it was created in June 2003. ![]()
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